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Savings Accounts

SouthStar Bank 1

“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.

Save Wisely

Saving for a large purchase, future investments or building a cushion for unplanned expenses? A SouthStar Bank savings account can help you reach your goals faster!

Savings accounts are a great way to put money aside for a special purpose – or just a rainy day! We offer competitive rates, 24/7 access and the security of FDIC insurance.¹ Whether you’re interested in a traditional savings or a money market account, SouthStar Bank has a product for your specific needs. Money Market Savings accounts pay higher interest, while the Standard Savings account offers the flexibility of lower daily balance.  

Shooting Star Savings Money Market Stellar Student
Savings (8–17)
$25
Minimum Opening Deposit
$100
Minimum Opening Deposit
$1000
Minimum Opening Deposit
$100
Minimum Opening Deposit
$0
Minimum Daily Balance
$100
Minimum Daily Balance
$1000
Minimum Daily Balance
$2500
Minimum Daily Balance
N/A
Minimum Balance Fee* (Quarterly)
$10
Minimum Balance Fee* (Quarterly)
$10
Minimum Balance Fee* (Quarterly)
$2.50
Minimum Balance Fee* (Monthly)
No Interest Pays Interest3 Pays Interest3 Pays Interest2
Pays Premium Interest3 Withdrawals for Qualified Expenses4

Debit Card
EMV (Chip) Enabled
Shooting Star Savings Money Market Health Savings (HSA)

1 The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit FDIC.gov for details .

2 If you maintain minimum balance, no minimum balance fee will be imposed. If your balance falls below minimum daily balance any day during the statement cycle, we will impose a Minimum Balance Fee once during the statement cycle.

3 Interest rates are variable and may change at any time without notice. Click to see current rates. Fees may reduce earnings. 

4For more details on qualified medical expenses please visit IRS.gov .